ZIP allows you to make purchases and get your goods shipped straight away but only pay 25% upfront with the rest charged over three fortnightly interest-free payments.
You shop online as usual then select ZIP at checkout (you need to be over 18 to use ZIP).
The first time you use ZIP, the ZIP portal will need some details from you (name, date of birth, address, driver licence number and credit card details) so they can run a quick automatic identification and credit assessment.
The ZIP portal processes the assessment instantaneously and if approved, you agree to the installment plan, and ZIP deduct the first installment.
You'll receive your goods as any other order as ZIP pays TheMarket right away -- everyone's happy!